Homes For Sale by Owner, FSBO Your City For Sale By Owner
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Homes For Sale by Owner, FSBO
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The FSBO Process!

  1. ESTABLISH YOUR SALE PRICE. 
    • Check prices in your neighborhood and in the newspaper ads.
    • Contact your mortgage lender to find someone who can do a comparative market analysis (CMA) or home appraisal.
    • Hire a local, approved licensed appraiser.

  2. CLEAN-UP, fix up, touch-up and repaint.   UNCLUTTER closets, attic, basement and garage.   Make room for the new owner.   Show how much space you have.

  3. ADVERTISE your home on YourCityFSBO.com.   Run a small ad in your local newspaper with your Virtual Tour number and the URL for YourCityFSBO.com.

  4. PREPARE Seller’s Disclosure Statement.   Talk with your mortgage lender or a real estate attorney about this disclosure statement.   Be complete and honest.

  5. GATHER all property records together—deeds, surveys, assessments, insurance, prior Seller’s Disclosure Statement, “termite” letter, etc.

  6. CONSIDER buying a Home Warranty.   This is an excellent selling tool.

  7. Have your home inspected and/or treated for termites and other pests.

  8. ANSWER the phone or use call forwarding.   Make a list of all callers and their telephone number, address and e-mail address.   You may want to contact them later.   If they are serious, they will give you this information.

  9. MAKE SURE buyers (lookers) are pre-approved for the value of your home.   Talk with your mortgage lender about pre-approval.

  10. SHOW your home at a convenient time for both you and the Buyer.   If you are a woman who will be alone when the house is shown, let a trusted neighbor or friend know who will be at your house and when.   Place jewelry and other valuables out of sight.

  11. HAVE a blank contract ready.   Be ready to discuss contingencies.   Make sure all contingencies are included in the contract.   Talk with your mortgage lender or a real estate attorney about the contract and contingencies.

  12. ACCEPT the contract from the Buyer (there may be an offer, counter-offer, counter to the counter-offer, etc.) and earnest money.   Deposit earnest money (usually in trust account).   Talk with your mortgage lender or your real estate attorney about the earnest money.

  13. BUYER’S LENDER will have title search performed and lender’s attorney will draw the settlement papers.

  14. SET a date for closing.  Close and collect the money owed you on the sale.  

  15. CELEBRATE.

  16. TRANSFER utilities out of your name, and move to your new home.

HOW TO KEEP THINGS FROM GOING WRONG

  1. Your property is over priced.   This is the major cause for lack of Buyer’s interest.   Get a valid appraisal.  

  2. The Buyer’s inability to obtain financing is another major cause of contract failure.  Make sure the buyer is pre-approved for the value of your home—require proof of pre-approval before showing your home.   Talk with your mortgage lender about an appraisal and getting the Buyer pre-approved.

  3. No one knows your house is for sale.   Advertise you home on YourCityFSBO.com.   70% of all homes are bought and sold locally.  Do not over look advertising your Virtual Tour in your local newspaper.  

  4. Lender/buyer wants property repaired and/or cleaned before closing.   You should have already taken care of this.

  5. Real estate attorney and/or title company does not complete the title search in the proper time frame.   This rarely (actually never) happens.

  6. Seller does not correctly and/or completely fill out Seller’s Disclosure Statement or defects are found at closing.   Prevent with a Home Inspection and correction of discovered defects.   Each $1.00 in repairs returns $3.00 at sale.    Talk with your mortgage lender about the advisability of a home inspection.

  7. Seller removes property thought to be included in the sale.   List ALL contingencies.   Talk with your mortgage lender or your real estate attorney about contingencies.

  8. Septic system, water well and/or radon tests fail.   Lead paint disclosure form not completed for houses built before 1977.   These should have been checked and repaired at the start of the process when you first decided to sell your home.   Talk with a real estate attorney or your mortgage lender about these tests and disclosures.

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